Why smart people do dumb things online.
(One) reason is a fundamental flaw in human nature,
which is that we think our potential audience is the
same as our intended audience.
(Two is)something economists call "present bias." When
the reward is now, but the risk later, we can't help
but to embrace the reward and ignore the risk.
by Mike Elgan
ComputerWorld
November 17, 2012
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